Disclaimer

The rate table above is an independent, advertising-supported comparison service. Informa Research Services, Inc., and its partners may be compensated in exchange for including or featuring products. Results may not reflect all of the products available in your region. This information has been obtained from various financial institutions, and Informa cannot guarantee its accuracy.

DISCLOSURES:

The information in the table includes financial product data that was in the Informa database at the time of publication. Before acting on the information shown in the table, contact the financial institution directly to verify the accuracy of the data. Rate/APR terms offered by advertisers may differ from those listed in the table based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. The assumptions used to calculate the rates in the table are stated below.

ASSUMPTIONS:

Mortgage Products (Purchase and Refinance):

Monthly payments do not include amounts for taxes and insurance premiums.

Fixed Rate/Adjustable Rate Conforming – Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

As part of the Economic Stimulus Act of 2008, Fannie Mae’s limit on conforming loans has been temporarily raised in certain high cost metropolitan statistical areas (MSAs). The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA’s median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Home Equity Products:

Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

Auto Loan Products:

New Auto Loans - Rates are based on a $25,000 loan for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.

Used Auto Loans - Rates are based on a $15,000 loan for a purchase transaction of a 2-year old used vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.

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